OVERVIEW
Our attorneys have decades of experience working with commercial, savings, and mortgage banks; credit unions; thrifts; and other lenders. Our attorneys handle a range of transactions including loan negotiation and documentation, securitization, provisional process, bank foreclosures, and workouts. We have prosecuted and defended many judicial and non-judicial foreclosures of commercial and residential projects. This includes foreclosures complicated by various construction, surety, and other competing lien issues. We also have extensive experience in the defense of construction liens, slander of title, and other title issues. Our attorneys excel at guiding individuals and financial institution clients through the complexities of removing occupants after a foreclosure sale and in dealing with the sale of Real Estate Owned.
Jordan Ramis PC attorneys’ knowledge of bankruptcy courts and code, coupled with litigation skills in both state and federal courts, provides us with the ability to represent financial institution clients in large and small business bankruptcies.
- All manner of securitization of loans, including agricultural loans, complex REIT or other entity loans, development loans, etc.
- Construction lien and bond claim matters
- Documenting finance leasing transactions, including UCC Article 2A transactions
- General business formation, advice, and problem-solving
- Loan documentation to safeguard against avoidable transfers in bankruptcy
- Public and private lien and bond claim matters
- Removal of tenants or other occupants from Real Estate Owned
- Representation of creditors in bankruptcy and non-bankruptcy reorganizations and workouts
- Routine and complex transactional loan documentation
FOCUS AREAS
- Bankruptcy Trustees
Our team has extensive experience representing bankruptcy trustees throughout the Pacific Northwest. This includes pursuing preferential transfers, turnover claims, non-dischargability claims, prosecuting state court claims originating as property of the estate, appeals of bankruptcy issues, prosecuting non-core matters in state and federal courts, and advising on trustee duties.
- Collections
Getting paid by a debtor is sometimes more difficult than establishing liability. Fortunately, our team has extensive experience getting payment from reluctant debtors. The first step is normally obtaining a judgment. If we can negotiate a stipulated judgment (or reach an otherwise enforceable agreement) or obtain a judgment over the debtor’s objections, the judgment allows us to pursue assets to satisfy our client’s debt.
Our commercial collections team of attorneys and paralegals have significant experience and strategies to enforce judgments. These strategies may include garnishments, pursuing fraudulent transfer claims (where the debtor has tried to hide assets), forcing the sale of a debtor’s personal property or real estate, asset searches to find property or accounts which may be out of the state or country, and forcing a debtor into an involuntary bankruptcy. If a debtor files bankruptcy in an effort to avoid paying, our team knows how to utilize state and federal law to protect our clients’ position.
- Personal Representative/Trustees
Acting as a receiver, personal representative, trustee, or other fiduciary is an important, and sometimes confusing, responsibility. We advise personal representatives and trustees on their duties, options, and possible liabilities arising from acting as a fiduciary. Unfortunately, litigation does sometimes arise and our team can help you navigate these cases in arbitration, mediation, and state and federal courts. This includes challenges to probates or trusts and claims for breach of fiduciary duty, negligence, or failure to comply with applicable rules and statutes.
Russell Garrett
Shareholder
TEAM MEMBERS
Articles
U.S. Department of Labor issues new guidance for the ever-evolving ‘employee or independent contractor?’ determination
March 1, 2024
REPRINTED WITH PERMISSION FROM THE OREGON ASSOCIATION OF NUSERIES. FIRST PUBLISHED IN FEBRUARY-MARCH ISSUE OF DIGGER On January 10, 2024, the U.S. Department of Labor (Labor Department) published new guidance for determining whether a worker is an employee or an…
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Bankruptcy Watch: Personal filings continue to decrease, yet March showed an uptick worth watching
June 17, 2022
The latest bankruptcy data shows a continuing, sharp decline in personal bankruptcy filings since the start of the COVID-19 pandemic.
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ARTICLE
Infrastructure Bill Crypto Reporting Provisions Likely to Cause Confusion
November 19, 2021
The “Infrastructure Investment and Jobs Act,’’ provides hundreds of billions of dollars of new federal spending on public works projects like road and bridge construction, harbor maintenance, and water facilities. The law also includes a provision related to the reporting of cryptocurrency transactions and other electronic representations of value.
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“Why Governments Hate Cryptocurrency,” Real Clear Politics
October 22, 2021
In an article published on October 20, 2021, in Real Clear Politics, Shareholder Gregory Zerzan shares his thoughts on why governments hate cryptocurrency.
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“Gregory Zerzan on CBDCs: A Digital Dollar Could Be a Huge Challenge to Retail Banking,” CrowdFund Insider
July 23, 2021
In an article published on July 22, 2021, in CrowdFund Insider, Shareholder Gregory Zerzan shares his thoughts on the upcoming House Committee on Financial Services’ hearing on Central Bank Digital Currencies (CBDCs), the potential for CBDCs and what policymakers will…
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“Bitcoin Panel Discussion: What Are The Long-Term Prospects For Bitcoin?,” E-Crypto News
July 15, 2021
On June 14, 2021, Shareholder Gregory Zerzan was quoted in E-Crypto News discussing the long-term prospects for Bitcoin. “Price volatility has been a big part of the bitcoin story since the very beginning, and it seems too early to say…
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The Cryptocurrency Market is Growing, Despite Regulatory Uncertainty
June 16, 2021
By Gregory Zerzan, Shareholder Shareholder Gregory Zerzan and Zachary King of Clear Markets Holdings co-authored an article that published in the ACC Docket on June 9, 2021 discussing the thriving cryptocurrency market “amid legal uncertainty as to what extent US…
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CASES AND CLIENT STORIES
July 13, 2021
Our client, a community-based lender, was the principal lender to an innovative wood products facility along with multiple government entities.
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July 6, 2021
Our solution was to commence a judicial foreclosure against the primary corporate borrower and its operating site.
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Our finance industry team worked with a national bank, state agencies, and the county to assemble a package through a subsidized bond program.
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